Torhorst Insurance Blog
View the latest blog posts from Torhorst Insurance.
Tuesday, February 19, 2019Where you live matters when it comes to auto insurance costs. This is not the only thing that matters when it comes to securing coverage. However, those living in metro areas tend to pay more because risks are higher. If you move, you need to let your car insurance agent know. READ MORE >>
Thursday, February 14, 2019Do you know how much home insurance coverage you have? Did you simply sign a contract with an insurer without knowing the details? This could cost you later. Many people select insurance based on the price they paid when buying the home. This is a mistake. Nearly all homes require insurance above market value. READ MORE >>
Tuesday, February 12, 2019You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. READ MORE >>
Thursday, February 7, 2019Tired of your day job and want to start a business? Just looking for a side hustle that can bring in some extra cash? Luckily not all business ideas require getting venture capital and creating twenty page business plans. Here are five businesses that you can start this month and see your bank balance start to rise:
READ MORE >>
Tuesday, February 5, 2019Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. READ MORE >>
Thursday, January 31, 2019You have car insurance to provide protection of your vehicle and liability risks you face. Liability covers losses you are responsible for that impact other people. However, there are limits to when this insurance applies. Could auto insurance help cover lawn damage? There are a few things to consider here. READ MORE >>
Tuesday, January 29, 2019When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. READ MORE >>
Thursday, January 24, 2019A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses?
In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. READ MORE >>
Tuesday, January 22, 2019Storms can create a significant amount of damage to any home. Most often, home insurance helps cover these losses. It can help to cover making repairs or replacements to the areas damaged. Siding may be one area of protection. The siding on your home offers protection to the structure. READ MORE >>
Thursday, January 17, 2019Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. READ MORE >>
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