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Torhorst Insurance Blog

View the latest blog posts from Torhorst Insurance.

Home insurance is one of the most important investments you can make into your property. Most people who buy a home are making their largest investment in life. You take care of it. You keep it safe for your family. At the same time, you need to keep it safe from the things around it that can cause damage. READ MORE >>

Home Insurance coverage vs Total Assessed Value How much coverage should you have for your home insurance?  It happens many times when people say I couldn't sell my home for that amount or that's not matching my assessment. I enjoy explaining the insurance side of it. READ MORE >>

The garage on many homes is the area you put things that you do not have any other use for at the moment. It is where you store things like gas for the lawnmower and extra paint from a project. Yet, it is also one of the highest risk areas in your home for fires. These fires can be devastating. READ MORE >>

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insurance may not apply. READ MORE >>

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. READ MORE >>

  Politics. Religion. The state of their lawn. Add their auto insurance quote to the list of things you should never discuss with your neighbors if you want to remain, well, neighborly. You may find out that they’re paying a lot less for auto insurance than you are, even though you live right next door and have the same insurance company. READ MORE >>

Spring is finally here!!!    So the weather is warmer and the sun is hotter, Spring is here. You may play your music louder with the windows down. You may drive the with convertible top down as well. Motorcycles will come out of their hiding places. More people on bikes will be riding around too. READ MORE >>

It's not enough to have a business up and running, or one that you're passionate about. You also need to market it to keep a steady stream of clients coming through your doors, or virtual checkout. Here are nine ways in which you can keep that pipeline full: 1. Network regularly. READ MORE >>

Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. READ MORE >>

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