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Torhorst Insurance Blog

View the latest blog posts from Torhorst Insurance.

Thursday, May 5, 2022

Restaurant Insurance

Every recipe needs the perfect mix of ingredients – and every restaurant needs the perfect mix of insurance coverage. We will work with you to further customize your policy by increasing limits or adding coverages such as: Worker’s Compensation - Example could be someone suffers an injury at the work place. READ MORE >>

Wednesday, April 27, 2022

Insurance stories

April 27 2022   Car insurance is something good to have when you need it. It might seem paying for it is more than you want we know. So when you use it you can understand its value. You could ask someone else about their coverage when they had used car insurance to fix their car. READ MORE >>

Tuesday, April 19, 2022

Home Rebuild Cost Analysis

Home Rebuild Cost Analysis 04/19/2022 Home Rebuild Cost Analysis When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. READ MORE >>

Tuesday, April 19, 2022

Rules of Insurance

To Whom it may concern,   Are there rules for insurance? Yes along with guidelines of eligibility too. Why do they exist on car insurance? Does it have to do with why my home insurance price when up or down? The answer is yes and down in cost too. READ MORE >>

Monday, April 18, 2022

Storage Cover

    Are you renting out a warehouse to have people store their cars or other items? Do you have replacement cost for the building? Let's do a replacement cost for the buildings. Also we should find out if the roof is good so we can offer replacement cost for the roof too. READ MORE >>

Friday, April 15, 2022

Windy Spring!

4/14/2022   Today in Oregon Wisconsin we had that super Spring wind! So for car insurance your coverage could be used if wind blew a tree down onto your car. This could be just a branch that damaged your car. This would be under comprehensive coverage. Home insurance is similar. READ MORE >>

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Wednesday, January 26, 2022

Life Insurance two types

. Life insurance policies can vary widely, but they generally fall under two categories: Term insurance and Permanent Insurance Term insurance is typically the most basic and affordable form of life insurance. It is designed to provide pure death benefit protection for a stated period of time, usually between one and thirty years. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Oregon, WI 53575

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